US Retailers Walmart and Target Poised for Billions in Tariff Refunds as Government Portal Opens Mortgage Rates Dip to 636 Analysts Warn Decline May Be Temporary Fathom Holdings FTHM Q4 2025 Earnings Miss Sparks Concern Kingstone Companies KINS Q1 2026 Results Miss Estimates EPS 035 vs 027 Profectus BioPharmaceuticals Files Form 10Q Quarterly Report with SEC Crypto IPO Window Closes as Ledger and Consensys Rethink Public Listing Plans Kalshi Traders See Better Than Even Odds of SP 500 Reaching 8000 in 2026